CITO Consult delivers market leading healthcare intermediary services and solutions that are focused on the individual. We offer independent unbiased advice to guide companies’ holistic healthcare requirements. We recognise that each employer group is unique and therefore our solutions and services are unique.

Our services not only include the standard transactional services you would expect from your intermediary – but we also provide you with the consulting expertise, benefits, and tools to improve the overall health and wellbeing of your employees.

Our skilled advisory team consults extensively with businesses to ensure that every individual is on the best plan for their unique healthcare cover needs, and in line with their life-stage and circumstances.

Our team helps businesses manage current and future medical scheme risk by offering solution-driven analysis and risk-based strategies based on employees’ behavioural patterns, claims experience, and business needs.

CITO Consult is an independent retirement advisory firm. We offer unbiased and expert advice on all aspects of corporate benefits – including pension and provident funds, and group life & insurance benefits.

CITO aims to work alongside its clients to meet objectives of both the retirement fund planning for the employer and trustees / management committee, as well as the existing individual members of retirement funds and group benefits.

We simplify your business by gaining an in-depth understanding of it, and accordingly implement bespoke-, outcomes-based solutions to match the unique needs of your organisation.

CITO Consult uses its expertise to provide guidance across all major risk-, investment- and administration platforms – while keeping the client’s needs top of mind.

CITO Consult is focused on helping our clients develop global-view investment solutions with optimum risk tolerance and returns. A corporate retirement fund has many components that must work together to deliver results. We work closely with our clients to develop strategic guidelines that can be implemented to effectively manage and enhance retirement funds, as well as corporate and individual investments.