- Strategic Review And Benefit Design
The NMG fund consultant uses the data analysis from our SmartGuide to guide you in a strategic review of your risk benefit arrangements which includes but not limited to Life ,Death Disability and Critical illness benefits. By using the SmartGuide, the consultant will be able to identify issues that apply to your members.
- Market Testing
A market testing exercise will be done at least every three years as part of this review. The market testing exercise involves approaching accredited insurers who provide group benefits to compare the premium rates, medical free cover limits and terms and conditions of your group risk policies and ensure that your employees have being covered on the most appropriate policy.
- Liaison With The Insurer
We liaise with the insurer of your risk benefit arrangements to manage the medical underwriting and claims processes for Client.